ANALYSIS OF MICRO PRUDENTIAL DETERMINANTS OF CAPITAL ADEQUACY IN DEPOSIT MONEY BANKS

This work presents an analysis of micro prudential determinants capital adequacy deposit money banks (CADMBs) in Nigeria between the periods 1990-2021 (32years). was done respect to measures CADMBs, namely; Profitability (PROF), Liquidity Ratio (LIQR), Bank Size (BS), Total Loan and Advances Assets (RTLADTA) Deposits (RTDTA) relation CADMBs proxied with Capital Adequacy (CAR) (DMDs) Nigeria. The data for study sourced from CBN statistical bulletin, bank supervisory annual report NDIC report. Then, stationary normality tests carried out, followed by descriptive statistics, correlation multiple regression tool aid E-VIEW 9.0 package. findings revealed that PROF exerts negative insignificant effect on CAR Nigeria; LIQR significant BS positive RTLADTA RTDTA Thus, concluded identified have effects CADMBs. recommended should also ensure strict compliance regulatory requirements concerning CAR, risk management loans administration since they may a toll profitability sustenance banks.
 Keywords: Prudential, Determinants, Adequacy, Size.